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Ensure your Summer “Toys” are Safe by Insuring

By June 16, 2022August 29th, 2022Insurance

Ensure your Summer “Toys” are Safe by Insuring

As we count down the days to summer, we can also count the days until we can enjoy warmer weather to its fullest. If you are like me, there is nothing better than a day out on the water or even a fun-filled camping trip with family.

All of us want to keep the summer fun lasting all summer long, and you can – by being certain, that all of your “toys” have the proper insurance coverage.

Of course, most summer tools should be protected all year long, but especially during the summer months while in use the most. Undeniably, accidents are more prone to happen when you are out and about, utilizing your “toys” underneath the gorgeous summer sunshine. ​

Alleviate worries by having specific coverages that help avoid preventable-potential headaches summer toys bring.

 

Watercraft Insurance

Even though we consider recreational watercraft use as a carefree summer activity, accidents can occur. Whether you are an owner of a paddle boat or a powerful speed boat, you certainly will want to make sure you are not missing out on coverage that can help amidst an emergency.

If unforeseen circumstances take place, specific coverages can save you costs that could be detrimental to your pockets.

Enjoy your time on the water without worry by having watercraft insurance that will help leave the worries on dry land so you can fully immerse yourself in the experience.

Watercraft insurance typically involves two standard features:

1. Physical damage coverage (covers: collision, fire, severe weather, theft, or vandalism)
2. Liability coverage (covers: damage to other boats, people, property, or associated legal costs)
Tailored insurance policies can reflect your unique needs, such as having recovery and salvage insurance to provide funds to help recover your watercraft in case of an accident or a policy that includes the costs of cleaning up oil spillages from your watercraft. 

Whatever it is you may desire for your insurance, our team can surely help create a policy curated to your specific insurance needs. To get quoted by our team of specialists for watercraft insurance today, simply click here.

 

Motorhome or RV Insurance

Owning a motorhome or an RV is an immensely rewarding experience, but it can also pose financial risks if it does not have proper insurance coverage. should also be a safe experience. Unlike regular auto insurance, the freedom motorhome lifestyles offer creates potential issues that make having a specialized policy crucial.

As an illustration, picture how big the windows are in RVs, and if this larger sheet of glass gets damaged in any way, you would be responsible to pay a hefty lump sum of cash to get it replaced by a specialized supplier.

Individual items are usually not covered under regular auto insurance, but purchasing specialized RV or motorhome insurance can ensure your personal possessions are protected.

Perks of Enhanced Coverages for Motorhomes and RVs

1. Coverage of Personal Possessions (Covers: theft, collision, or fire)
2. Coverages for individual items (Specific allowances: for awnings and other expensive items that require replacement)
3. Some policies even offer rental cars and/or other accommodations if your camper is taken out of action during a trip 

The Satanoff agency can work with you to make sure owning an RV is a rewarding experience and also a safe one! To get quoted today, click here.

 

Classic Car Insurance

Driving around on a beautiful summer day in your classic car is one of the greatest joys of having an authentic showpiece. Be safe and protected this summer by having the correct coverage on your vehicle. Classic car insurance policies are a step above ordinary auto insurance.

Typically with classic cars, insurance companies will agree to a specific value of the car at the start of the policy. This means if the car is destroyed or damaged beyond repairments, your payout will be set on the agreed value rather than observing the market’s cash value at the time of the claim. Having classic car coverage ensures alleviating anxieties regarding receiving the right amount of money with no added surprises.

Some classic car policies even guarantee to pay for authentic or necessary parts that would usually be excluded or exceed the coverage limits of an ordinary car insurance policy. Although, take note that many of these classic car policies only apply to limited usage rather than everyday driving.

 

Our insurance specialists can help curate the right policy for your classic, collector, or antique car today! To get quoted, simply click here. Let’s stay safe on the roads together!

Motorcycle Coverage

While you are working hard to chase the sunset this summer, find insurance that works hard to protect your adventurous spirit.

At the bare minimum, you will need liability insurance when it comes to your motorcycle insurance. Depending on your state’s laws, the minimum amount of coverage will vary for liability insurance.

Soak up the summer sun while maintaining peace of mind that you are protected through a comprehensive insurance policy that will cover your motorcycle and you from liability.

Motorcycle coverage is essential! What can it do for you?

1. Liability insurance (covers: costs you have to pay to other people after you are at fault for an accident; such as medical bills and repairing or replacing their vehicle)
2. Collision Coverage (covers: repair or replacement of your bike after a crash; even if you are at fault)
3. Comprehensive Coverage (covers: your bike being stolen, vandalized, or damaged by fire)
4. Optional Specific Coverages for custom motorcycle parts (such as GPS or trailers)

 

Request a comprehensive and understandable motorcycle insurance quote from one of our experienced agents today, who can explain the best options for you! To get quoted by one of our insurance specialists, click here.

 

Ensure your Summer “Toys” are Properly Insured

Meet with a Satanoff agent today to ensure your “toys” are properly covered. Our team of specialists can help calculate all of your unique insurance needs this summertime. To get quoted, all you have to do is click here, and one of our talented insurance agents will tailor a personalized plan to ensure you and your family have a fun but safe summer.

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