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Keep Your Holiday Gifts Protected With Valuable Possessions Coverage

valuable possession coverage

Keep Your Holiday Gifts Protected With Valuable Possessions Coverage


Although the holiday season is about spending time with your loved ones and reflecting on the previous year, gifts are an added bonus. It’s devastating to have a gift that represents special moments in your life get lost, stolen, or damaged. If you receive an expensive gift this holiday season, you want to make sure that this asset is protected on your insurance policy.


What is Covered in Your Current Homeowners Policy?


Most homeowner policies allow for a small amount of automatic valuable possession coverage, but have a sublimit on valuable possessions such as jewelry, furs, fine arts, and other collectibles. If your insurance policy doesn’t cover your possessions automatically, you should consider obtaining a personal floater or adding scheduled personal property coverage to ensure you’ll have the money to replace them if needed.


What is “Scheduled Personal Property Coverage”?


Scheduled personal property coverage is usually an addition to your homeowners policy that enables you to ensure your valuable possessions are covered for the proper amount. It is a supplemental insurance policy that will ensure full coverage of expensive items in the event of a claim.

Scheduling your valuables provides broader protection, including the loss of your scheduled valuable which is not typically covered by your standard homeowners policy. You may also have the option of choosing a lower deductible or no deductible for the scheduled valuables.


Get Coverage Today!


The Satanoff Agency, located in Wayne, PA, is an independent insurance agency based in 41 states across the United States, working to supply our customers with quality assistance and insurance. Our independent agents offer their services to help you as the customer get the unique coverage you need.

To request a quote for valuable possessions coverage, click here and we will have one of our agents contact you.