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What is Employment Practice Liability Insurance?

employment practice liability insurance

What is Employment Practice Liability Insurance?


As a business owner, protecting your company from potential lawsuits is a top priority. While there are many insurance policies available to mitigate risk, one that is often overlooked is Employment Practice Liability Insurance (EPLI).

EPLI is a type of insurance policy designed to protect employers against legal claims made by employees. These claims can range from discrimination, harassment, and wrongful termination to wage and hour disputes. EPLI provides financial coverage to businesses facing such legal actions, helping to minimize thei mpact on their finances and reputation.


What Does EPLI Cover?


EPLI policies typically cover a wide range of employment practices, including:

  • Discrimination: claims of discrimination based on race, gender, age, religion, and other protected classifications.
  • Harassment: claims of sexual, racial, or other forms of harassment made by employees.
  • Wrongful Termination: claims of termination based on illegal or unethical grounds.
  • Retaliation: claims of retaliation for reporting discrimination or harassment.
  • Wage and Hour Disputes: claims related to overtime pay, minimum wage violations, and other wage-related issues.


Why Your Business Needs EPLI


Given the increasing frequency of employment-related lawsuits, having EPLI has become increasingly important for businesses of all sizes. Here are some reasons why your business should have this coverage:

  • Protects against the cost of defending lawsuits: EPLI provides financial coverage for the cost of defending against employment-related lawsuits, which can be substantial.
  • Helps minimize damage to your company’s reputation: EPLI helps mitigate the impact on your company’s reputation in the even of a lawsuit.
  • Provides peace of mind: EPLI provides peace of mind to business owners who may otherwise be worried about the potential cost and consequences of a lawsuit.


Get Coverage Today!


The Satanoff Agency, located in Wayne, PA, is an independent insurance agency based in 41 states across the United States, working to supply our customers with quality assistance and insurance. Our independent agents offer their services to help you as the customer get the unique coverage you need.

To request a quote for Employment Practices Liability Insurance, click here and we will have one of our agents contact you.